Areas considered to be inaccessible are one's that cannot be inspected without opening the structure or removing objects blocking the entry. Examples: garages filled with boxes and storage items, a crawl space filled with water, an area under the porch or in crawl space that is filled with firewood or wood debris. This can also include areas that are under 18" high. Let's face it not many people can fit into those areas. We can't see thru the floors and cannot be responsible for removing molding, carpets, vinyl siding or any area that is unsafe.